Never Miss an Insurance Renewal Again
3Sigma tracks every policy renewal date and sends automatic reminders to your clients. More renewals. Less manual follow-up. More referrals from happy clients.
How Insurance Renewals Work Today (Without 3Sigma)
Most agents lose 50-60% of their renewals because of this process:
The 3Sigma Renewal Flow — Automatic from Start to Finish
Set it up once. Every renewal reminder runs automatically after that.
Policy details entered in 3Sigma
Renewal date, premium amount, policy type, client contact
90 days before renewal
Automatic WhatsApp reminder sent to client with renewal date
30 days before renewal
Call reminder sent to agent — client at top of follow-up queue
7 days before renewal
Final WhatsApp reminder + Razorpay payment link sent to client
Payment received
Lead status updates automatically — receipt sent to client
Post-renewal upsell
Top-up, add-on, or cross-sell opportunity flagged for agent
Lapsed policies
Reactivation WhatsApp sequence starts automatically after 15 days
What Happens at Each Step
Policy Stored in 3Sigma
- ✓Client name, phone, email auto-filled
- ✓Policy number, type, insurer stored
- ✓Renewal date set — reminder scheduled automatically
- ✓Previous claim history noted
WhatsApp Reminders Sent
- ✓Personalised with client name and policy details
- ✓Sent at 90 days, 30 days, 7 days before renewal
- ✓Payment link included in final reminder
- ✓Client can confirm renewal with one tap
Agent Follow-up Queue
- ✓Agent gets notification 30 days before each renewal
- ✓Client history visible before making the call
- ✓Previous interactions and notes on screen
- ✓One-tap call logging after conversation
Renewal Dashboard
- ✓All upcoming renewals visible in one screen
- ✓Filter by month, product type, premium value
- ✓See renewal rate per product and per agent
- ✓Lapsed policies tracked for reactivation
What Agents See After Using This Flow
Average Renewal Rate (vs 40% without reminders)
Saved per Week on Manual Renewal Tracking
Renewals Missed Due to Forgotten Follow-up
More Upsells at Renewal Time
Who Uses This Flow
LIC Agents
Managing 300-1,000 life insurance policies. Renewal dates spread across the year. No way to track manually.
✓ Renewal rate jumps from 40% to 75%+ with automated reminders.
Health & Motor Insurance Advisors
Handling annual health and motor renewals for multiple clients with different insurers and renewal dates.
✓ Zero renewals missed. Clients renew on time. Referrals increase.
Multi-product BFSI Teams
Teams handling life, health, motor, and term insurance — all with different renewal cycles per client.
✓ One dashboard for all renewal types. Manager sees full team's renewal pipeline.
"My renewal rate jumped from 40% to 78% in one year. Clients get WhatsApp reminders automatically, I get a call reminder, and renewals happen on time. I don't miss a single one now."
Priya Sharma
LIC Advisor, Chennai
"I manage 600+ health and motor policies. Tracking renewal dates in Excel was impossible. With 3Sigma, every client gets reminded on time and I just follow up on the ones who don't respond."
Suresh Agarwal
Insurance Agent, Lucknow
The first steps happen even when nobody is online
Most enquiries arrive after hours. The 3Sigma AI bot answers them on WhatsApp from your own brochures and price list, asks the questions you would ask, follows up politely until they reply, and updates the lead for your rep. By morning the lead is qualified and waiting.
Ready to Stop Losing Renewals?
Set up the renewal flow once. Let 3Sigma handle reminders, follow-ups, and payments automatically.
Try free for 7 days • Set up in 10 minutes • Works for all insurance types