🛡️ Insurance Renewal Flow

    Never Miss an Insurance Renewal Again

    3Sigma tracks every policy renewal date and sends automatic reminders to your clients. More renewals. Less manual follow-up. More referrals from happy clients.

    📅 See How It Works 📱 Download Free App
    😰

    How Insurance Renewals Work Today (Without 3Sigma)

    Most agents lose 50-60% of their renewals because of this process:

    1
    Renewal dates stored in Excel or a physical diary
    2
    Agent manually checks renewal dates every week — misses some
    3
    Reminder sent too late — client has already lapsed or switched
    4
    No system for upselling top-up or add-ons at renewal time
    5
    Lapsed policy clients never contacted again — revenue lost forever
    6
    Agent spends 2+ hours per week just checking who is due for renewal
    7
    No upsell at renewal — opportunity missed every single time
    8
    Client switches to a competitor who reminded them first
    ✅

    The 3Sigma Renewal Flow — Automatic from Start to Finish

    Set it up once. Every renewal reminder runs automatically after that.

    1
    📝

    Policy details entered in 3Sigma

    Renewal date, premium amount, policy type, client contact

    ⬇️
    2
    📆

    90 days before renewal

    Automatic WhatsApp reminder sent to client with renewal date

    ⬇️
    3
    📞

    30 days before renewal

    Call reminder sent to agent — client at top of follow-up queue

    ⬇️
    4
    💳

    7 days before renewal

    Final WhatsApp reminder + Razorpay payment link sent to client

    ⬇️
    5
    ✅

    Payment received

    Lead status updates automatically — receipt sent to client

    ⬇️
    6
    🎁

    Post-renewal upsell

    Top-up, add-on, or cross-sell opportunity flagged for agent

    ⬇️
    7
    🔄

    Lapsed policies

    Reactivation WhatsApp sequence starts automatically after 15 days

    🎯 Set This Up for My Team
    🔍

    What Happens at Each Step

    📝

    Policy Stored in 3Sigma

    • ✓Client name, phone, email auto-filled
    • ✓Policy number, type, insurer stored
    • ✓Renewal date set — reminder scheduled automatically
    • ✓Previous claim history noted
    💬

    WhatsApp Reminders Sent

    • ✓Personalised with client name and policy details
    • ✓Sent at 90 days, 30 days, 7 days before renewal
    • ✓Payment link included in final reminder
    • ✓Client can confirm renewal with one tap
    📞

    Agent Follow-up Queue

    • ✓Agent gets notification 30 days before each renewal
    • ✓Client history visible before making the call
    • ✓Previous interactions and notes on screen
    • ✓One-tap call logging after conversation
    📊

    Renewal Dashboard

    • ✓All upcoming renewals visible in one screen
    • ✓Filter by month, product type, premium value
    • ✓See renewal rate per product and per agent
    • ✓Lapsed policies tracked for reactivation
    📈

    What Agents See After Using This Flow

    🔄
    78%

    Average Renewal Rate (vs 40% without reminders)

    ⏰
    3 hrs

    Saved per Week on Manual Renewal Tracking

    🎯
    0

    Renewals Missed Due to Forgotten Follow-up

    📈
    2x

    More Upsells at Renewal Time

    👤

    Who Uses This Flow

    🏛️

    LIC Agents

    Managing 300-1,000 life insurance policies. Renewal dates spread across the year. No way to track manually.

    ✓ Renewal rate jumps from 40% to 75%+ with automated reminders.

    🏥

    Health & Motor Insurance Advisors

    Handling annual health and motor renewals for multiple clients with different insurers and renewal dates.

    ✓ Zero renewals missed. Clients renew on time. Referrals increase.

    💼

    Multi-product BFSI Teams

    Teams handling life, health, motor, and term insurance — all with different renewal cycles per client.

    ✓ One dashboard for all renewal types. Manager sees full team's renewal pipeline.

    🏛️

    "My renewal rate jumped from 40% to 78% in one year. Clients get WhatsApp reminders automatically, I get a call reminder, and renewals happen on time. I don't miss a single one now."

    Priya Sharma

    LIC Advisor, Chennai

    🏥

    "I manage 600+ health and motor policies. Tracking renewal dates in Excel was impossible. With 3Sigma, every client gets reminded on time and I just follow up on the ones who don't respond."

    Suresh Agarwal

    Insurance Agent, Lucknow

    🚀

    Ready to Stop Losing Renewals?

    Set up the renewal flow once. Let 3Sigma handle reminders, follow-ups, and payments automatically.

    📅 See How It Works (Free)💬 Ask Questions on WhatsApp

    Try free for 7 days • Set up in 10 minutes • Works for all insurance types